DTI Ratio Calculator
Assess your loan eligibility and overall financial stability in seconds.
Income & Debt Profile
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Total income before taxes and insurance.
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Rent/Mortgage + HOA + Insurance.
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Car, Student Loans, CC Minimums.
Mortgage Tip
Lenders look at the *monthly* payments, not the total loan balance. Paying off a small loan with a high monthly payment can improve your DTI more than paying down a large loan with a small payment.
